Back when I lived in northwest lower Michigan, the spouse of my good friend and coworker was an insurance salesman. Many of his clients were old Dutch farmers. He related making his regular checkup rounds in the countryside, being told, "As long as you're here, why don't I pay you my premium?" then waiting for a farmer to head out to the barn, dig up the family lockbox from its hidey-hole in the barn floor, and pay him in cash.
It doesn't sound like such a bad idea now, does it?